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Pennsylvania Home Loan Modification Attorney  

Mortgage Loan Modification Options

At Patricia M Mayer, P.C. we are well versed in options you may have if—like so many others in Pennsylvania and across the nation—you have fallen behind on mortgage payments. Generally speaking, loan workouts or modifications are extremely hard to obtain and often take months to get approved.

Our attorneys focus primarily on bankruptcy solutions, such as Chapter 13 filings that may provide time for you to catch up and keep up on bills. As soon as you know your home may be at risk, please contact us to discuss your situation.

Our Strengths Include Comprehensive Review of Your Real Options

If bankruptcy is not an option, you should know that:

  • Negotiation of a voluntary loan modification by your bank or other lender is essentially the only way to get your mortgage altered.
  • If your negotiations to modify your loan fail, our PA law firm is an excellent resource for identifying other ways to save your home or limit future liability if you decide you must let the property go.
  • If relief from other debts will help—including, in some cases, a second mortgage no longer secured by your home's market value—our lawyers can evaluate whether bankruptcy may be right for you.

Call 877-317-9857 if Your Home is at Risk or You Are Losing Ground Financially

We strongly encourage our clients to contact their lenders and discuss options—and we are very willing to advise you prior to doing so. You can depend on us to take your threat of foreclosure seriously and look for any path that may work for you. Please act quickly to request a free consultation. We serve clients in Bucks and Montgomery counties and throughout Southeast Pennsylvania, from Levittown and Morrisville to Doylestown, Newtown, Willow Grove and Northeast Philadelphia.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

national association consumer bankruptcy attorneys