PA Bankruptcy Lawyers
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Life After Bankruptcy Discharge  

Helping You Toward a Future Without Overwhelming Debt

At the Law Office of Patricia M Mayer, P.C. we strive to be very clear about all the requirements associated with filing bankruptcy and maximizing the likelihood for the success of your case. Our Pennsylvania attorneys will also explain to you what you can expect after your debts have been discharged.

Please contact us now if you would like to discuss debt relief and asset protection with an experienced knowledgeable lawyer who will be straightforward with you about long-term considerations. Practicing bankruptcy law for decades, we have helped thousands of people in the Bucks-Montgomery County area in Pennsylvania, from Levittown and Morrisville to Doylestown, Newtown, Willow Grove and Northeast Philadelphia.

Understanding Time Frames and Ability to Rebuild Credit

Generally receiving a discharge order, which eliminates your legal obligation to pay most debts, will take approximately:

  • Five to six months from your filing date for a Chapter 7 personal bankruptcy
  • Five to six months from the date of your last plan payment in a Chapter 13 bankruptcy

It is important to understand that your bankruptcy may continue to appear on your credit reports and impact your credit score by all three major reporting agencies for up to 10 years after discharge. However, there are a range of practical and effective ways to start rebuilding your credit soon after discharge.

When your case is discharged, we will provide you with valuable information to help you monitor and reestablish your good credit.

Your Freedom Can Start With a No-Charge Consultation: 877-317-9857

We understand how important your credit score can be as you strive toward financial stability—from necessities such as renting an apartment to financing a vehicle or even a future mortgage. We want to help you achieve the debt relief you need and the fresh start you deserve.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.


national association consumer bankruptcy attorneys