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Yardley Bankruptcy Lawyers - What to Expect During a Bankruptcy

The Bankruptcy Process May Be Simpler Than You Think

Debt relief through bankruptcy is the focus of our experienced attorneys at Patricia M Mayer, P.C. We emphasize helping you make sound, confident decisions and ensuring you know what to expect every step of the way.

We begin with a free initial consultation during which we evaluate all of the documents you need to bring allowing us to identify the best solution for you.

Debt Relief Through Chapter 7 Bankruptcy

Chapter 7 is the most straightforward form of bankruptcy. In a Chapter 7 bankruptcy you can expect to:

  • Complete a simple credit counseling course during the time we are preparing your petition
  • Receive immediate notification when we file your case—which brings you legal protection against creditors via an automatic stay
  • Complete a debtor education course
  • Attend a meeting of creditors—a brief hearing and typically your only appearance before a court official
  • Receive a notice that unsecured debts included in your name have been discharged—which typically takes approximately five months

Additional Requirements When You Reorganize Debt Under Chapter 13

A Chapter 13 bankruptcy filing is more complex, but we guide you through every step. Once we have prepared a repayment plan and filed your petition, key events and requirements in addition to those above include:

  • A confirmation hearing where your proposed reorganization plan is approved by the court
  • Amendments to your plan if your debts prove to be substantially different than the estimates you provide
  • Regular monthly payments to your bankruptcy trustee
  • Ongoing communication with us as to any changes that might impact your ability to make your monthly plan payments

Our lawyers have successfully represented thousands of people and small businesses in the Bucks County-Montgomery County, Pennsylvania area — from Doylestown and Yardley to Northeast Philadelphia and points between. To talk about solutions and what to expect, please contact our office today to request your free consultation.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

national association consumer bankruptcy attorneys